Plus, research shows that up to 70% of people who start taking a GLP-1 stop within the first year. Given that discontinuation rate, some employers may be concerned that covering GLP-1s will cause a spike in premiums costs without a corresponding improvement in well-being or a reduction in healthcare costs through better prevention or management of health issues. Given that, some employers that are covering GLP-1s for weight loss are requiring individuals to also enroll in lifestyle coaching programs, which are designed to encourage improved nutrition and exercise habits to support long-term well-being.
PE: What can Medicare, Medicaid, and ACA enrollees expect for GLP-1 coverage?
Stidom: For Medicare and Medicaid beneficiaries, GLP-1 drugs are generally covered for the treatment of certain chronic conditions. For instance, 98% of Medicare Advantage plans cover at least one GLP-1 drug for the treatment of diabetes. Coverage for weight loss is far less common, with fewer than 1% of Medicare Advantage plans offering that.
Moving forward, the Trump Administration is seeking to expand access to GLP-1 drugs for individuals with Medicare and Medicaid coverage. Starting later this year and continuing into 2027, the monthly cost of certain GLP-1s will be less than $245 for Medicare and Medicaid enrollees, with Medicare beneficiaries potentially paying a co-pay of just $50 per month.
Similar to Medicare and Medicare, people enrolled in ACA plans will often have coverage of GLP-1s for the treatment of diabetes, but less so for weight loss. More than 90% of ACA plans include GLP-1 coverage for diabetes; when it comes to weight loss, just 3% of such plans include coverage.
PE: How can cash-paying consumers evaluate DTC prices?
Stidom: While 92% of Americans have health insurance, approximately 27 million people lack coverage. For people in that situation, the Trump Administration is taking steps to make it more affordable to access GLP-1s through TrumpRx.gov.
The new site offers certain types of GLP-1 drugs with monthly prices that average $350 and as low as $199, depending on dosage. That compares to previous monthly prices of over $1,000. For people without insurance, this is among the most affordable ways to access a GLP-1 for weight loss or the treatment of chronic conditions such as diabetes.